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Home insurance

  • Why do I need buildings insurance?
    Belongs to: My cover , Home insurance
    If your home is mortgaged, your mortgage provider will insist that you have buildings insurance in order to protect their interest in the property. Insurance policies are designed to take your home ba...
    Last updated: 23/04/2021
  • Does buildings insurance include tracing or accessing leaks?
    Belongs to: My cover , Home insurance
    If you have Essentials Plus or Premier contents cover, we include cover for tracing and accessing leaks as standard up to the limit shown on your Policy Schedule. We’ll pay to find the source of the l...
    Last updated: 23/04/2021
  • How should I secure my windows?
    Belongs to: My cover , Home insurance
    You need to fit all opening accessible windows with a key-removable security device. This means any ground-floor windows or anything that can be reached from a flat roof, porch or other structure, or ...
    Last updated: 23/04/2021
  • How should I secure my doors?
    Belongs to: My cover , Home insurance
    Main external doors If you have a wooden door, use any five lever mortice lock or better. Look for British Standard 3621 locks for wooden doors. If you have plastic and PVC doors, use a multi-point lo...
    Last updated: 23/04/2021
  • What are the approved door and window locks?
    Belongs to: My cover , Home insurance
    In order for your home to be classified as having “approved locks”, the locks must meet the following criteria: All accessible windows have key operated locks The main entrance door is fitted with ei...
    Last updated: 23/04/2021