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What does 'business use' mean?
We define it as using your home for business purposes, like child-minding from home. We will only cover you if your business is clerical and nobody visits your home in relation to your work.
Business ...
Last updated: 19/07/2023
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Does home insurance cover garages/outbuildings?
We'll cover garages and outbuildings used for domestic purposes under our standard risks for all of our buildings policies.
You don't need to give us any extra information about your outbuildings' con...
Last updated: 19/07/2023
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Does contents insurance cover accidental damage?
We have two levels of accidental damage under available under our products.
Limited accidental damage cover insures you against accidental damage to your radios, television sets (including set top box...
Last updated: 19/07/2023
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Will contents insurance cover my visitors' personal effects?
If you have our Essentials Plus or Premier contents cover, personal belongings of visitors or guests to your home are covered if these are lost or damaged by our standard risks while they are at your ...
Last updated: 19/07/2023
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Are my contents covered in the garden?
If you have Essentials Plus or Premier contents cover, we include protection for contents in the garden up to the limit shown on your Policy Schedule for our standard risks.
For these policies, we als...
Last updated: 19/07/2023