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What does 'business use' mean?
We define it as using your home for business purposes, like child-minding from home. We will only cover you if your business is clerical and nobody visits your home in relation to your work.
Business...
Last updated: 24/09/2021
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Will I receive Fatal Injury benefit?
Yes. If an intruder or a fire at your home seriously injures a member of your household and they die within three months of the incident we will pay up to the limit shown on your Policy Schedule.
You...
Last updated: 24/09/2021
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Do you offer cover for religious festivals and wedding gifts?
Yes – this is covered under our Essentials Plus and Premier contents policies under our standard risks.
Celebrations usually mean presents and extra food and drink which increase the value of your ho...
Last updated: 24/09/2021
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Are the Title Deeds to my home protected?
Yes – this is covered under our Essentials Plus and Premier contents policies.
If the title deeds to your home are destroyed in the home by a standard risk we will pay up to the limit shown to get fr...
Last updated: 24/09/2021
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Does home insurance cover garages/outbuildings?
We'll cover garages and outbuildings used for domestic purposes under our standard risks for all of our buildings policies.
You don't need to give us any extra information about your outbuildings' co...
Last updated: 24/09/2021