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Home insurance

  • Do you cover subsidence?
    Belongs to: My cover , Home insurance
    We cannot cover properties which have previously suffered subsidence, heave or landslip damage. We would recommend sticking with your existing insurer if you've ever suffered from subsidence. If you ...
    Last updated: 24/09/2021
  • Am I covered against vandalism under home insurance?
    Belongs to: My cover , Home insurance
    We cover you for vandalism or malicious damage as standard under our both our buildings and contents insurance policies. You’ll need to report incidents to the police within 24 hours and get a crime ...
    Last updated: 24/09/2021
  • Do you give a No claim discount?
    Belongs to: My cover , Home insurance
    We give No claim discount (NCD) up to a maximum of 5 years based on your claim history. We don’t need to see your proof of NCD for your home insurance policy, and we don’t issue a proof of NCD once y...
    Last updated: 24/09/2021
  • Can I protect my home insurance No claim discount?
    Belongs to: My cover , Home insurance
    If you've built up your No claim discount (NCD) it's disappointing to lose it if you need to claim. If you have our full 5 years NCD then you will be eligible to protect your discount. Protected NCD ...
    Last updated: 24/09/2021
  • How can I view my policy documents?
    Belongs to: My cover , Home insurance
    Here at Quotemehappy.com, we operate as an online, self service insurer – which helps to keep your premium low. This means that you can download all of your documents in your My account. You just nee...
    Last updated: 24/09/2021