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What is Occupier's, personal and employer's liability insurance?
We provide liability insurance as standard under both our buildings and contents policies. Liability cover is insurance which covers your legal liability to pay damages and costs to a claimant as a re...
Last updated: 24/09/2021
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Do you cover subsidence?
We cannot cover properties which have previously suffered subsidence, heave or landslip damage. We would recommend sticking with your existing insurer if you've ever suffered from subsidence.
If you ...
Last updated: 24/09/2021
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Am I covered against vandalism under home insurance?
We cover you for vandalism or malicious damage as standard under our both our buildings and contents insurance policies.
You’ll need to report incidents to the police within 24 hours and get a crime ...
Last updated: 24/09/2021
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Do you give a No claim discount?
We give No claim discount (NCD) up to a maximum of 5 years based on your claim history.
We don’t need to see your proof of NCD for your home insurance policy, and we don’t issue a proof of NCD once y...
Last updated: 24/09/2021
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Can I protect my home insurance No claim discount?
If you've built up your No claim discount (NCD) it's disappointing to lose it if you need to claim. If you have our full 5 years NCD then you will be eligible to protect your discount.
Protected NCD ...
Last updated: 24/09/2021