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Is terminal illness cover included in a life insurance policy?
Yes, our Life Insurance Policy includes terminal illness benefit. This means it pays out if you’re diagnosed with a terminal illness that meets the policy definition and you aren't expected to live lo...
Last updated: 22/06/2024
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Do I get any money back if I don't die before the life insurance policy term ends?
No. There's no cash value at any time. At the end of your life insurance policy term you stop making payments and your cover ends....
Last updated: 16/10/2024
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Can I choose who gets the money from my life insurance policy if I die?
Yes, in certain circumstances you could put your life insurance policy in a suitable trust and name who you'd like to receive the money, if a claim is successful. If the policy is in Trust, it can pay...
Last updated: 22/06/2024
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What is children's cover?
Children's cover is automatically included in any policy that includes critical illness cover. Children’s cover pays £25,000, or 50% of the main critical illness benefit (whichever is lower), if any o...
Last updated: 16/10/2024
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Do I have to take out decreasing life insurance to cover a mortgage?
No, you don’t have to take out decreasing life insurance to cover a mortgage. It depends on a few factors, such as what you want the lump sum to cover, how much you require, how much you want to pay e...
Last updated: 22/06/2024