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Categories: My cover , Life insurance

Is terminal illness cover included in a life insurance policy?

Yes, our Life Insurance Policy includes terminal illness benefit. This means it pays out if you’re diagnosed with a terminal illness that meets the policy definition and you aren't expected to live longer than 12 months. It doesn’t pay out if you’re diagnosed with a terminal illness in the final 12 months of your policy term. Once the terminal illness benefit has been paid, the life insurance policy ends, and it won’t pay out when you die. There’s no cash value at any time.

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