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What’s life insurance with decreasing cover?
If you have a Life Insurance Policy with decreasing cover, the cover amount decreases over time, broadly in line with the repayment mortgage or long-term loan that you’re repaying. Your premiums stay ...
Last updated: 22/06/2024
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I have a mortgage. Do I need critical illness cover?
You don’t have to buy a critical illness policy when you take out a mortgage, although our Critical Illness Policy could provide a lump sum payment that could help cover any mortgage repayments if you...
Last updated: 22/06/2024
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Why would I want to put my life insurance cover into trust?
If your life insurance policy is in a suitable trust, any life cover payout should go to the people you choose. It could also help protect the payout from Inheritance Tax.If you’re considering a trust...
Last updated: 22/06/2024
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Is my life insurance linked to my mortgage?
We can't directly link your Life Insurance Policy to your mortgage. However, your mortgage lender may register an interest in a portion of the proceeds to cover the remaining cost of the mortgage if y...
Last updated: 22/06/2024
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What does my life insurance policy cover me for?
You can find out what you're covered for in the policy conditions that you received when you first took out the policy. If your policy is available in MyAviva, you can log in or register and check you...
Last updated: 22/06/2024