If your valuables are worth more in total than the amount shown on your Policy Schedule or quotation, then you might need to increase the cover for valuables on your policy.
You can update this by following the steps shown here – this type of cover will show under “Change cover options”.
The valuables limit you choose is included in your overall contents sum insured. For example, if you choose a value of £40,000 for your contents replacement cost and a £10,000 valuables limit and your home contents were completely destroyed, we would pay up to £10,000 for valuables but would not more than £40,000 overall for your contents and valuables.
For more information on limits and exclusions, please check your Home Insurance Policy or Policy Schedule, which you can download in the Documents section of your My account.