We include personal accident cover as standard, up to the limit shown in your schedule. You can increase this limit by adding on our increased personal accident cover.
If the vehicle policyholder or their partner suffers accidental bodily injury in a claim, and the injury causes:
We will pay out a lump sum of £40,000 for an individual policy and £20,000 per person for a joint policy. These limits are shown on your Policy Schedule.
Please note that this cover won't apply to any claims that have already happened.