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What does increased personal accident cover include?

We include personal accident cover for policyholder, partner and named drivers as standard, up to the limit shown in your schedule. You can increase this limit by adding on our increased personal accident cover.

If the policyholder, partner or named drivers suffers accidental bodily injury in a claim, and the injury causes:

  • Death
  • Irrecoverable loss of sight
  • Permanent loss of hearing
  • Loss of any limb

We will pay out an additional lump sum of £60,000 per insured person. Increased personal accident cover also provides up to £500 each of physiotherapy for minor injuries.

If you have Increased personal accident cover, the limits will be shown on your policy schedule.

You can add increased personal accident cover to your policy by following the steps below:

  • Log into your My account (opens in a new window).
  • Scroll down to "My policies" section.
  • Find the car insurance policy you wish to change and select "Change policy".
  • Select the option to "Change or add cover".
  • Select "Increased personal accident" and continue to make a payment.

Please note that this cover won't apply to any claims that have already happened.

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