No. Our Life Insurance Policy has no cash value at any time. You have a 30-day cooling off period from your policy start date, or from when you get your policy documents (whichever is later), to change your mind. If you want to cancel within this time, premiums paid will be refunded. If you want to cancel the policy after the cooling-off period ends, your premiums won’t be refunded. If you cancel your policy, you won't be able to make a claim.