If you’d like to add optional extras to your policy, you can choose any of the following:
Limited Accidental Damage to buildings
We’ll cover accidental damage to cables, pipes, fixed glass (including solar panels), sanitary fittings, septic tanks and drain inspection covers.
Extra Accidental Damage to buildings
We’ll provide cover for all accidental damage to the buildings, in addition to that described above in the Limited Accidental Damage to buildings section.
Limited Accidental Damage to contents
This cover includes accidental damage for home entertainment equipment, mirrors and glass. For example, television sets, game consoles, home computers and audio equipment. This excludes any home entertainment equipment designed to be portable such as laptops.
Extra Accidental Damage to contents
We’ll provide cover for all accidental damage to contents in the home, including carpets, furniture etc.
Personal Belongings cover - contents
We’ll provide cover for your contents worldwide, in and away from the home. If an item exceeds the single article limit shown on your Policy Schedule, you’ll need to specify this item on your policy to ensure you have the correct level of cover.
Additional Garden cover - contents
If you have our Essentials Plus or Premier contents policy and choose to add this cover, this will include re-landscaping costs if your garden plants get damaged by certain causes, or if plants get stolen. We’ll also increase the amount of coverage provided for contents in your garden to protect items like garden furniture, toys or even washing left out to dry.
We’ll provide legal advice, funding and a lawyer (if required) to pursue or defend a variety of legal disputes.
Home Emergency cover
We’ll provide you with assistance in the event of an emergency at your property.
Contents Matching Items
If you have our Premier contents policy and choose to add this cover, we’ll pay the cost of replacing any undamaged items that form part of a set as well as items that have been damaged – for example, matching sofas.
Buildings Matching Items
If you have our Premier buildings policy and choose to add this cover, we’ll pay the cost of replacing any undamaged items forming part of a fixed bathroom suite or any fitted furniture or tiles, as well as those that have been damaged.
To find out how to add extra cover to your policy, just click here.
For more information on limits and exclusions, please check your Home Insurance Policy or Policy Schedule, which you can download in the Documents section of your My account.