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Categories: My cover , Home insurance

Does home insurance cover garages/outbuildings?

We'll cover garages and outbuildings used for domestic purposes under our standard risks for all of our buildings policies.

You don't need to give us any extra information about your outbuildings' construction, and we don't include any extra charges or make any cover exclusions, unless we think there will be a particular problem. Our Your duty to prevent loss or damage condition does, though, extend to all outbuildings including light sheds and greenhouses – you can find out more about this in your Home Insurance Policy, which you can download in the Documents section of your My account.

If you have a contents policy, we’ll also provide cover for theft for the contents in your garage or outbuildings up to the limit shown on your Policy Schedule. We can’t increase the limits for this kind of cover.

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